Your best option when you’ve severed ties with your previous employer is to opt for a rollover 401k.  A 401k rollover is the best option because you are allowed to transfer your already existing retirement account to another account without being taxed or penalized for doing so. It’s a pretty seamless transition that helps you [...]

Are you considering a cash distribution instead of a 401k rollover?  Well, I am going to be brutally honest in saying unless you are absolutely desperate for money or over the age of 59 1/2, you would be crazy to cash out and should go with a rollover 401k instead!  I do realize that a [...]