Taxes seem to be a common question when it comes to our 401k accounts.  When you invest, that money is tax deferred, but we all know we’re going to get taxed at some point.  It’s inevitable.  The saying is “nothing is certain but death and taxes”.  Isn’t that the truth?  Well, we can’t do much [...]

Are you considering a cash distribution instead of a 401k rollover?  Well, I am going to be brutally honest in saying unless you are absolutely desperate for money or over the age of 59 1/2, you would be crazy to cash out and should go with a rollover 401k instead!  I do realize that a [...]

So you have or are leaving your current employer. Whether this was your choice or theirs you now have a lot of thinking to do regarding your 401k.  You need to sit down and spend some time thinking about what you intend to do with your investment and decide if a 401k rollover, cash out [...]