Many people know about Roth IRAs and 401k retirement plans, as the importance of saving up for retirement is something we all understand and worry about.  What surprises many people is that while we all have heard about IRA contribution limits, not nearly as many people know that 401k plans also have limits on how [...]

Have you been looking for a way to gain complete control over your retirement funds? Many of us are, and a great way to get this type of control is through the use of a self directed 401k. This gives you the freedom to invest your funds where you want, and gives you freedom to [...]

Because of the tax consequences of making an early 401k withdrawal, it is usually a bad idea to do this. However, there are times when you really have no choice but to dip into your retirement fund. In this case, it is important to make sure you know the 401k withdrawal rules so that you [...]

Using a 401k calculator can help you determine how much money you should be contributing each month, or how much you will be able to withdraw. A 401k retirement calculator can also tell you whether you’ll have enough money to retire at the desired age so you can see if you need to increase your [...]

Retirement savings must be actively managed so as to secure a happy retired life. Anyone who is approaching his golden years or having a few years left to enter the retirement age has plenty of works to be done to save for your retirement. If you have a company sponsored 401k plan, you have several [...]